For most Americans, Open Enrollment ends next Monday, December 15th. Compared to last year, the process for applying for health insurance has greatly improved. There are far fewer glitches, and even many states that had their own programs (including Oregon, where I reside), have switched to healthcare.gov, the federal website.
Applying for health insurance this year is a whole lot easier. However, it’s not a “slam dunk,” and patients need to be reminded to review their choices. They need to make comparisons to ensure the plan they pick is the right one for them and their families. Health plans are adjusting their rates and offering some new options. And, it’s particularly important to look at income changes, because these can have a major impact on tax credits, and ultimately, premium payments. No one wants surprises at the end of the year and wind up owing money to the feds.
I just returned from a site visit to a health center in Indiana. Staff is working diligently to ensure that all patients have health care coverage. Every time I visit a clinic I am impressed and appreciate to see how hard staff work to provide quality medical, dental, and behavioral health care to all individuals.